Comfort now. Pay over time.
Put in a new system at 0% for 60 months through Wells Fargo, with approved credit. Repairs can go on 12 months same-as-cash.


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- Business
- KY Master HVAC
- License HM06402
Three ways to pay over time.
New system
Our main plan for a full install. Spread the cost over five years with no interest, so a new system doesn't drain the emergency fund.
- 0% promotional rate
- Fixed monthly payment
- No prepayment penalty
Repairs
Bigger repairs can be financed too. Pay the balance inside twelve months and you pay no interest, the same as paying cash.
- No interest if paid in full in 12 months
- Works for larger repairs
- Same application
Second option
If Wells Fargo isn't the right fit for your situation, we run the application through Hearth so you still have a path to a monthly payment.
- Backup lender
- Several term lengths
- We walk you through it
0% for 60 months on a new system.
Financing through Wells Fargo, with approved credit. Repairs can go on 12 months same-as-cash. Slide to see the monthly number before you call.
0% promotional rate with approved credit through Wells Fargo. Pay the full balance within the promo term. Estimate only; your terms are set at approval.
From estimate to approved in one visit.
- 01Free estimate
We come to your home, size the system, and write a real quote.
- 02Apply with us
We fill out the Wells Fargo application with you. It includes a credit check.
- 03See your terms
You see the term and monthly payment before you sign anything.
- 04Install
We install the system. Payments start on the lender's schedule.
Financing questions.
Who is the financing through?
Wells Fargo is our main financing partner. If Wells Fargo isn't a fit, we offer Hearth as a second option.
Does applying check my credit?
Yes. Wells Fargo runs a credit check as part of the application, and approval is based on your credit and income. We tell you before anything is submitted.
Can I finance a repair, or only a new system?
Both. New systems go on 0% for 60 months. Larger repairs can go on 12 months same-as-cash: pay it off inside the year and there is no interest.
Is there a prepayment penalty?
No. You can pay the balance off early at any time.
Do you handle the paperwork?
Yes. We go through the application with you during your estimate, and you see the term and monthly payment before you sign.
Get a real estimate. Then run the numbers.
The 60-second quiz gives you a ballpark. A free in-home estimate gives you the exact quote to apply on.
Financing offered through Wells Fargo and Hearth, subject to credit approval. KY Master HVAC License HM06402.
No heat? No AC? Call the shop.
(859) 339-7070You'll talk to the team that does the work, not a call center. Mon – Fri · 7:00 AM – 4:00 PM.
